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Welcome to the end-of-the-year edition of HBB eNews. All of us at Herlong, Bates Burnett wish you and your family a safe and joyous Holiday Season and look forward to serving you in 2010.
Remember To Insure Those Valuable Holiday Gifts.
‘Tis the time of year when folks are most likely to splurge on high dollar gift items. Cars and boats aside, it’s easy to overlook insuring newly acquired valuables against loss, especially with all the distractions of the holidays. Remember to check with your Personal Lines Account Manager at HBB about prized new possessions such as diamond rings and other fine jewelry, as well as golf carts, ATV’s, antiques, artwork, collectibles, etc. These items may not be adequately covered in your homeowner’s policy and may need to be scheduled to properly insure against loss.
Policy Review Saves Couple $24,704 a year!
A long time client recently asked HBB to review their life insurance policy to see if we could lower their premium and/or improve their coverage. Upon thorough review, we switched them to a “Lapse Protected Universal Life Policy” which gave them more coverage (a higher death benefit) and allowed them to stop paying an annual premium of $24,704! It also provided a lifetime guarantee against the policy ever lapsing.
Actually, Herlong Bates Burnett offers all types of Life Insurance coverage and expertise. Life Insurance policy reviews, key man coverage, business buy/sell strategies, and estate planning concepts are areas we have helped our clients experience real cost savings. Call us today for a no obligation review. It could prove to be very beneficial!
We love our new look!
HBB is very proud of the recent transformation of our lobby area…. thanks to the professional handiwork of one of our clients: Debbie Dailey and Kerri Beeson of the commercial interior design firm, Dailey & Associates --(www.daileyassociates.com.)
Why Umbrella Coverage? Because When
It Rains, It Pours.
Definition: A type of liability insurance available to companies and individuals protecting them against claims above and beyond the amount covered by their primary policies.
In today’s litigious society, million-dollar lawsuits unfortunately, are commonplace. Over the years, we’ve seen judgments that have been catastrophic to businesses (or individuals) because they weren’t adequately covered in their primary policies. In addition to peace of mind, Umbrella Coverage provides excess liability coverage above and beyond your underlying policy limits. Contact HBB today for a coverage review to evaluate your need for Umbrella Coverage.
STAFF UPDATES
Tiffany Barnes
Tiffany Barnes recently joined Herlong Bates Burnett as a Personal Lines Account Manager. Contact her at tiffany@herlongbatesburnett.com.
Wynn Damone
HBB’s Wynn Damone is now an Account Manager in HBB’s Commercial Lines department. She can be reached at wynn@herlongbatesburnett.com.
Tom Bates Elected To SC Insurance Association Board
Congratulations to HBB’s Tom Bates, for being elected to serve on the Board for the IIABSC --Independent Insurance Agents & Brokers of South Carolina. The induction ceremony was held during the annual SC Agents Convention held October 4-6 at the Grove Park Inn in Asheville, NC.
October 7, 2009– HBB’s Michael Herlong (center) had the honor of cutting the ribbon to officially open the Anderson office of Big Brothers/Big Sisters which is located in the Fusion Warehouse. Michael serves on the board for Big Brothers/Big Sisters and is a Big Brother to 13 year old, Dejarius Robinson.
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